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You've probably heard the term "cashback" thrown around, but did you know it actually comes in different forms? And if you live in the Czech Republic, you might be missing out on some real savings without even realizing it.

Whether you're an employee or a business owner, whether you work full-time, part-time, seasonally, or freelance—this time of year means one thing: it's time to submit your tax report.

If you're employed and haven't opted for private health insurance—which I'd wager is the vast majority of us—then 13.5% of your gross income goes toward public health insurance in 2025. Your employer covers 9%, and you pay the remaining 4.5%. But in fact when an employer makes a salary offer, this is already factored into the total cost of hiring...